Stripe vs PayPal International Transaction Fee Calculator
Compare cross-border payment processing fees between Stripe (3.9% + 30c) and PayPal (4.4% + 30c + 3% FX spread).
Stripe vs PayPal International Transaction Fee Calculator
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On a $100 international customer transaction: Stripe charges approx 3.9% + $0.30 ($4.20 fee), netting $95.80. PayPal charges 4.4% + $0.30 plus a 3.0% currency spread (approx $7.40 total cost), netting $92.60. Stripe saves $3.20 per $100 sale.
Frequently Asked Questions
Why does PayPal charge more than Stripe on international orders?
PayPal adds a 1.50% cross-border fee plus an additional 3.0% to 4.0% foreign exchange conversion markup.
Does Stripe support Apple Pay and Google Pay?
Yes, Stripe natively supports one-click Apple Pay, Google Pay, and Link checkout.
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Muhammad Naveed
Full-Stack & Automation Engineer specializing in cross-border financial architectures, automated forex routing, and developer payout infrastructure.