Calculate exact processing fees for domestic cards, cross-border payments, currency conversions, and reverse-calculate how much to bill clients to cover merchant costs.
Calculate exact credit card processing fees, international surcharges, and reverse payouts.
From customer payment of $500.00
PayPal Fee: $15.44
by using Stripe
| Processing Tier | Percentage Fee | Fixed Fee | Fee on $100 | Net Payout |
|---|---|---|---|---|
| Standard Domestic Card | 2.90% | $0.30 | -$3.20 | $96.80 |
| International Card (+1.50%) | 4.40% | $0.30 | -$4.70 | $95.30 |
| International + Currency Conversion | 5.40% | $0.30 | -$5.70 | $94.30 |
| Stripe Billing & Invoices (+0.50%) | 3.40% | $0.30 | -$3.70 | $96.30 |
To guarantee your bank account receives an exact target amount after Stripe deductions, use the algebraic reverse equation:
Example for $500 target on domestic cards: ($500 + $0.30) / (1 - 0.029) = $515.24. Stripe will deduct $15.24 in processing fees, leaving you with exactly $500.00.